On the '81 R65, I've got collector vehicle insurance, cost last renewal in April, 2009, was $135US .
Technically can't be ridden to work, but I only ride it to work, on weekends and holidays .
Agreed upon value, of $5500US in case of total loss, or theft (not very likely!!!)
The collector insurance, and historic vehicle license plate (minimum of 25 years from year of manufacture), negates the requirement of exhaust emissions testing, as part of the yearly registration renewal process .
Emissions test cost more than the normal registration cost for a year .