Sue,
As usual Barry gives good advice.  Let's try to zero in on the seals and top hat spacers to give you some comfort.  The seals shouldn't be too difficult to remove.  I carefully wedge a flat screwdriver blade in-between the lip or "brim" of the top hat spacer and the outer face of the bearing cage, or inner race.  You can do this by feel, just be careful not to mar of nick the wheel's outer bore.  You would have to be quite agressive to harm the bearing cage, so just work assertively - not overly agressive. Then twist (prying) the screwdriver slightly moving around the clock of the seal.  It should start to move outward.  Sometimes the top hat spacer will come  out through the seal - not to worry - we're replacing the seals anyway.  Yes? I would suggest organizing and marking your parts "left" and "right".  Inspect the surface of the top hat spacer where the seal wipers make contact - if you see deep pitting and/or grooves you should replace them with the same sized top hats.
Inspect and clean your bearings closely. If you don't see any discoloration or brinelling (technical term for wear and pitting) pack with clean fresh grease.
The preferred assembly is the brim or lip of the top hat to be inside the seal, or in-between the bearing and grease seal. Â So after your bearing inspection and service insert the lightly oiled top hat (brim on the inside portion of the wheel) into the new seal and find a socket with the same diameter as the outer portion of the seal but just less than the diameter of the wheel bore and carefully tap the seal and top hat spacer squarely into position. Â Depth isn't all that critical, flush with the wheel or a couple of mm's inset.
Here's a picture link of mine for you to review. Not the same wheel but go to page 3 of the folder and you will see some close-ups of the seal and top hat assembly. Â And a socket I use to re-insert the seals.
Lots of folks here to help.
http://tinyurl.com/d82by93-Mike V.