I'd first off check the transmission drain plug. It's magnetic and collects the metal shavings, so is a good indicator of gearbox health. That's quick and easy - don't even need to drain the oil, just pull the plug, quickly do the Dutch Boy finger-in-the-dike trick, then replace. If it's soft fuzz with no slivers, it's good. Chunks or slivers, get it rebuilt now!!! Don't ride it any more till it's rebuilt!!!!