Thanks for the input, everyone.
As far as I can tell,the 4.00 is the same height as the 120/90,but narrower.
Thanks especially for that. It makes sense, for I have a 560x15 spare in the boot of my '66 VW (modern tire profiles won't fit), and the 560x15 sides give the tire profile a "square" look. All of this suggests: For my purposes, should I look for a 110x90 (or 100X90, which is almost the original size) rear and a 90x90 front? They should have a lower aspect (thus reducing the bike's seat height slightly), if the formula is valid.
To follow up with stream-of-consciousness questions: what about mixing brands (within the same category, such as Touring or Street tires, of course)? Also, it used to be a deadly sin with automobile tires to mix radials and bias-ply tires. Is it OK with bikes? (I was surprised to see bias-ply tires still in the motorcycle market in 4.00x18 size. I thought they were extinct.)
[The Conti-Go 4.00x18] only lasted about 4600 miles.
Point well taken. I recall someone reporting getting 16K-plus with an Avon 4.00X18, so I guess YMMV.