I had a timing chain failure three years ago .
Engine quit when I was at a stop sign about 300 feet, 100 m from work .
One of the pins on the masterlink broke at the groove for the retainer, the side plate came off and the chain was broken into 4 pieces .
Luckily the valves did not hit the piston, I pulled the heads and removed the valves for an inspection .
Got lucky, if it had happened a minute later, I would have been at 65 mph, 110 kph , I don't think I would have been so lucky with no engine damage .
One trick I have learned, is that when putting the master link in, I put the old link from the front to get the chain lined up, then installed the new link from the back side and pushed out the old link .
Saved a lot of time and hassle doing this .