I installed a paper element inline filter about 7years ago .
Whenever i would remove the float bowls, there would always be a 'glob' or two of water in there, plus some fine sediment .
Since the addition of the filter, no water or sediment in the float bowls .
One thing that gets overlooked, is the condition of the rubber seal on the fuel cap .
Easy to get water into the tank if the seal I replace mine every 5 years or so, it is usually hardened and brittle by then .