All this talk about accidents reminds me of the tale about the guy who went for 'One quick drink' with a friend after work.
7 hours and many drinks later the two guys are in a nightclub when one of them is sick down his business suit. 'My wife is going to kill me' he says to his friend. 'Dont worry' his friend replies, 'Put a twenty dollar bill in your top pocket and if she challenges you just say someone else did it and they gave you the 20 to cover the cleaning charge'.
Eventualy, at home, his wife is waiting for him. 'Where the hell have you been? and look at the state of you, you are drunk and you have been sick all down the front of your business suit'. 'Ah..' the guy replies, 'I am drunk but someone else was sick over me and look he gave me a twenty for the cleaning'. 'Hey' she said, taking the money, 'There is 40 Bucks here'. 'Yes' the guy replies, 'He took a dump in my pants as well'. Sorry vicar.