My concern was having the 'surge' come down the electrical utility power line, there's a power generating station about .75 miles from the house, with a boat load of transformers, and other metal structures in the area, the power comes down above ground wires, then go underground just before it enters the neighborhood .
I've been looking into lightning protection for the roof of the house, and there is a local supplier, that caters to the do-it-yourselfers, something else to consider, and the cost isn't that great .