I almost ate the back of a Honda Odyssey this summer when a woman turned left in front of me from a sub-div. while I was doing 50 on a main road. She was yacking on a cell phone and not paying attention. I jammed on the brakes and steered rapidly to the right and barely missed her. Close calls like that have become more frequent since cell phones, which necessitates even more attention while riding...makes rides nerve-wracking.